Variable Definition A priori sign
Sacc Owning saving account  
Age Age of household head positive
loginc Household income positive
B_power Woman’s bargaining power relative to the man positive
B_powersq The Square of the woman’s bargaining power relative to the man negative
Dep Dependents (<18+>60) negative
Hhsize Household size negative
Male Sex of household head indeterminate
Rel Religion of household head indeterminate
Urban Place of residence whether urban or rural. positive
Region Regional dummy indeterminate
Formal Binary positive
Borrow Binary positive
Table 1: Definition and measurement of variables