| 
      
        | Variable | SE | sign | IRR | Lower | Upper |  
        | Health | 0.08 | <0/001 | 0.994 | 0.99 | 0.1 |  
        | Age | 0.001 | 0.422 | 0.999 | 0.1 | 1.21 |  
        | Gender |  |  |  |  |  |  
        | Woman | 0.06 | <0.001 | 1.28 | 1.17 | 1.4 |  
        | Income | 2.71 | 0.326 | 1 | 1 | 1 |  
        | Marital    Status |  |  |  |  |  |  
        | Widow | 0.07 | 0.665 | 0.973 | 0.87 | 1.08 |  
        | Celibate | 0.05 | 0.626 | 0.967 | 0.83 | 1.12 |  
        | Insurance |  |  |  |  |  |  
        | Non | 0.05 | 0.064 | 1.098 | 0.99 | 1.21 |  
        | Education |  |  |  |  |  |  
        | Primary School | 0.09 | 0.168 | 1.122 | 0.96 | 1.32 |  
        | Guidance School | 0.07 | 0.103 | 0.872 | 0.74 | 1.03 |  
        | High School | 0.07 | 0.114 | 0.886 | 0.76 | 1.02 |  
        | University | 0.07 | 0.028 | 0.833 | 0.71 | 0.98 |  
        | Job |  |  |  |  |  |  
        | Employer | 0.15 | 0.420 | 0.873 | 0.63 | 1.21 |  
        | Self-Employed | 0.08 | 0.093 | 1.135 | 0.98 | 1.31 |  
        | Employee | 0.08 | 0.003 | 1.211 | 1.07 | 1.37 |  
        | Worker | 0.11 | 0.501 | 0.925 | 0.73 | 1.16 |  
        | Technical workers | 0.11 | 0.68 | 0.953 | 0.76 | 1.19 |  
        | Housekeeper | 0.067 | 0.415 | 1.053 | 0.93 | 1.19 |  
        | Student | 0.07 | 0.216 | 0.915 | 0.79 | 1.04 |  
        | Region |  |  |  |  |  |  
        | 1 | 0.08 | 0.350 | 1.076 | 0.92 | 1.25 |  
        | 2 | 0.06 | 0.004 | 0.797 | 0.68 | 0.93 |  
        | 3 | 0.06 | <0.001 | 0.680 | 0.58 | 0.8 |  
        | 4 | 0.08 | 0.509 | 1.050 | 0.91 | 1.21 |  
        | 5 | 0.06 | <0.001 | 0.631 | 0.51 | 0.77 |  
        | 6 | 0.08 | 0.270 | 1.088 | 0.94 | 1.26 |  
        | 7 | 0.09 | 0.796 | 1.023 | 0.84 | 1.22 |  
        | 8 | 0.08 | 0.138 | 0.866 | 0.72 | 1.05 |  |