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Attitude of Owners of Small-scale Industries towards the Lending Services of the State Bank of India in Tamilnadu–A Study

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Attitude of Owners of Small-scale Industries towards the Lending Services of the State Bank of India in Tamilnadu–A Study

The paper has analyzed the attitude of SSI units in study area towards the lending of State Bank of India. The factor analysis has been used to identify important attitude of owners of SSI units which grouped attitude variables under eight factors on the basis of their importance. The level of satisfaction of SSI units towards lending policies of State Bank of India has been analyzed and the factors affecting the level of satisfaction have been studied with the help of chi-square test. On analysis it was found that factors such as educational qualification of SSI entrepreneurs and nature of industry were significant in relation to their level of opinion and all other selected independent variables were found to be independent of level of opinion of respondents in respect of services rendered by the selected bank.

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