OMICS International OMICS International is a scientific organization that drives the progress of research through open access journals and organizes international conferences, The best in science news, commentary, and research. Journal of Business & Financial Affairs Volume 6, Issue 3 Impact of Personality of Company Directors as a Behavioral Risk Contributor on Corporate Governance Process Saima Naseer Information Reliability Organizational Bank Structure Interbank Competition and Relationship Lending Benefits Loukil S and Jarboui AK The Impact of Information Behaviour Dimensions on DecisionMaking Stages Evidence for Kuwaiti Public Organisations Helaiel Almutairi and Hani A Alsarraf How Behavioral Finance Patterns affect Investors Activity in Capital Markets Tiran Rothman Leadership Innovation and Implement Organizational Change and Lead a New Initiative through Adoption of the Innovation and Change Management Practices for Shiraz Industries Private Limited Company A Survey from Pakistan Mustafa M Byproduct Extraction of a Rationalitybased Agency Conflict Index from Selected Credit Unions in Kenya Introducing the Agency Conflict Discriminant Stanley K Kirika Practices of CrossCultural Etiquette and Communication in Global Business A Conceptual Analysis on Managing Corporate Expansion A Review Study Touhidul Islam Economic MathematicStatistical Modeling in Distribution of Investments in Uzbekistan Bayhonov Bahodirzhan The Perception of the External Investment Environment of South Africa The Case of Chinese SMEs FDI Emmanuel Fru Ngam Contribution of Bancassurance on the Performance of Bank A Case Study of Acquisition of Shares in Max New York Life Insurance by Axis Bank NMLeepsa and Ranjit Singh Operating and Financial Equilibrium A Perfect Solution for Price Output Determination Irrespective of Competition Chandra RS and Banana K Relative Importance of Intellectual Capital Determinants Using an Artificial Neural Network Approach Case Study Mellat Bank of Iran Mona Safarnejad Shad, Arman Nedjati and Mohsen Shafiei When 80 of Information is NOT in Big Data and Spread Sheets You Need to Become a Leadership Anthropologist Dave Ulrich Effects of Banks Free Capital on Performance in Light of the 2008 Financial Crisis Evidence from the GCC Region Aldeehani TM and Alghanem TT Game Theory in Organizational Justice An Experimental Study on Teams Murat Yalcintas and Oyku Iyigun Study of Love Market in China David KO Programming and Implementation of Assessment Nermin Ademi