| Variables |
Female |
Male |
| Age |
Frequency |
Percentage % |
Frequency |
Percentage % |
| 11 – 20 |
1 |
3.7 |
2 |
2.4 |
| 21 – 30 |
4 |
14.8 |
17 |
20.5 |
| 31 – 40 |
8 |
29.6 |
30 |
36.5 |
| 41 – 50 |
9 |
33.3 |
26 |
31.3 |
| 51 – 60 |
5 |
18.5 |
8 |
9.6 |
| Marital Status |
|
|
|
|
| Single |
4 |
14.8 |
14 |
16.9 |
| Married |
11 |
40.7 |
69 |
83.1 |
| Divorced |
7 |
25.9 |
0 |
0 |
| Widowed |
5 |
18.5 |
0 |
0 |
| Level of Education |
|
|
|
|
| Non formal |
7 |
25.9 |
57 |
68.7 |
| Primary |
10 |
37.0 |
15 |
18.1 |
| Secondary |
3 |
11.1 |
0 |
0 |
| Tertiary |
7 |
25.9 |
11 |
13.3 |
| Religion |
|
|
|
|
| Christian |
14 |
51.9 |
12 |
14.5 |
| Islam |
13 |
48.1 |
68 |
81.9 |
| Traditional |
0 |
0 |
3 |
3.6 |
| Ethnicity |
|
|
|
|
| Yoruba |
22 |
81.5 |
13 |
15.7 |
| Igbo |
1 |
3.7 |
1 |
1.2 |
| Hausa |
4 |
14.8 |
69 |
83.1 |
| Access to Credit Facilities |
|
|
|
|
| No |
13 |
48.1 |
77 |
92.8 |
| YES |
14 |
51.9 |
6 |
7.2 |
| Sources of Credit Facilities |
|
|
|
|
| Banks |
0 |
0 |
1 |
1.2 |
| Cooperative |
4 |
14.8 |
1 |
1.2 |
| Contribution |
11 |
40.7 |
3 |
3.6 |
| Personal saving |
8 |
29.6 |
66 |
79.5 |
| Friends |
0 |
0 |
1 |
1.2 |
| Government |
4 |
14.8 |
11 |
13.3 |
|
