It is estimated that some 40% of all young adults aged 18 to 25 years are enrolled in either a two- or four-year college. A figure of approximately twelve million young adults, as college students, attend predominantly 4-year colleges with a recent surge in the overall total number of students coming from a peak in 2-year college enrollments. Estimates of 50% of all 18-25 year olds are labor market participants and an additional some 500,000 students were attending non degree institutions of higher education. Considering all students enrolled in college, both full and part time, 65% are white, 13.1% black, 11.4% Hispanic, 6.7% Asian/Pacific Islanders, 1% Native American/Alaskan. Approximately 4% of college students in the United States are non-resident aliens attending the United States for an education. Students graduate with an average $19,000 in student load debt and an additional $3000 in credit card debt. These financial aid sources are used to pay for some of the more popular majors of Business, Social Science and History, Education and Health Sciences. A recent drop in teens working attributed to the desire to accumulate more extracurricular credits to distinguish their applications removes any partial supplements to defray college costs.