Journal of Community Medicine & Health Education
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Objective: This study aims to understand the workers? participation for a new hypothetical industrial injury insurance scheme
which was composed based on problems of the existing industrial injury insurance in China. In addition, it wants to identify the
factors influencing the participation in order to provide information for relevant policy-makers.
Methods: The study used multi-stage cluster sampling methods: firstly, nine small, medium and large sized enterprises from
Zhejiang Province were selected according to the level of economic development, transportation and cooperation. Secondly, a
number of workshops were randomly selected from these nine enterprises (taking into account of the compatibility of workers).
Finally, face-to-face interviews were carried out by well trained interviewers using a pre-designed questionnaire.
Results: It is found that 73.87% of workers are willing to participate in the hypothetical industrial injury insurance scheme.
The result of logistic regression, workers with higher education, longer working age, longer working time, or know more about
occupational diseases have higher willingness; people who are exposure to physically harmful substances, or have established
health files, or have joined general health insurance, or have joined existing industrial injury insurance are more willing to
Conclusion: The new hypothetical industrial injury insurance scheme composed based on problems of the existing industrial
injury insurance can improve the voluntary participation of workers. Workers who were have higher education, exposure to
occupational hazard substances, self perceived unhealthy, have better healthcare and social security would be more willing to
participate in the hypothetical one
Keywords: Industrial injury; Insurance; Participation; China
Ms. WU Yuan is a the student of Zhejiang University and her major topic is Occupational Health and Environment Hygiene. She has done project
under her teacher's guidelines. She has published literature review in last year, August.
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